http://www.joemoneytips.com Thu, 19 Feb 2009 17:16:19 +0000 http://backend.userland.com/rss092 en As the name suggests, a Roth 401(k) combines features of the traditional 401(k) with those of the Roth IRA. It's offered by employers like a regular 401(k) plan, but as with a Roth IRA, contributions are made with after-tax dollars. While you don't get an upfront tax-deduction, the account grows tax-free, ... http://www.joemoneytips.com/?p=282 Most student loans fall under either being subsidized or unsubsidized. Like any debt instrument, you will be charged interest for the amount of debt you have outstanding. On Stafford Loans, the most common among Ameican Universities, the interest rate is 6%. The difference between subsidized and unsubsidized loans is that ... http://www.joemoneytips.com/?p=271 You may not have checked your credit score lately, but there’s a good chance someone else has.  If you have applied for a mortgage or a loan — or even received a credit card offer in the mail — someone accessed that three-digit number to help determine the amount you ... http://www.joemoneytips.com/?p=265 Introduction to Dropshipping Welcome to Joe Money's "Drop Ship Crash Course" written by dropshipping and affiliate marketing guru Ryan Moran.  In these short lessons, we'll cover the essentials to drop shipping on the internet, which is a major strategy that many use to make money on eBay and from their own ... http://www.joemoneytips.com/?p=247 Talk is cheap -- at least, it is until the phone bills arrive. On average, consumers shell out a little more than $1,300 a year for phone services (roughly $70 a month for wireless plans and $40 a month for a landline), according to Nielsen, a market researcher. And while many ... http://www.joemoneytips.com/?p=228 Getting a handle on the household finances will be a defining theme for many consumers in 2009. But with a litany of different accounts -- credit-card accounts, savings and checking accounts, not to mention IRAs, 401(k)s and money markets -- to complicate our financial lives, that goal may be difficult ... http://www.joemoneytips.com/?p=216 We are under constant media barrage about checking our credit report and we all know it’s important to have a high credit score. With the new legislation, it’s possible that a great credit score will be more important than ever. But does the average Joe really understand what goes into ... http://www.joemoneytips.com/?p=199 The Oracle of Omaha became the world's richest person by adhering to simple but critical tenets. Here are his rules for smart living and savvy investing.  Last year's market madness didn't just flush away $7 trillion in wealth.  It also washed away a lot of investors' confidence and left them ... http://www.joemoneytips.com/?p=163 Your car insurance rates are based on a few factors you can't readily change -- your sex, age, marital status and where you live -- and many that you can -- your credit scores, what you drive, how well you drive and how much coverage you buy.  Here's how to ... http://www.joemoneytips.com/?p=168 The cost of a car is a lot more than the sum of its payments. It's the gas, the repairs, the insurance, the parking. It's the lost opportunity to do other things with your money as well.  Your homework should involve a lot more than a test drive. In fact, ... http://www.joemoneytips.com/?p=144